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How to Choose the Right Henderson or Las Vegas Neighborhood Choosing where to live can be a very complex decision which should be based upon many factors and much careful consideration. Yet so many times, we make hasty decisions based upon superficial things that in the long run, may make us unhappy with our choice. Ultimately, being happy in life involves a) work or career, b) mate and c) where you live. Lots of times, we spend little time thinking about where we live. Here are some things everyone should consider before committing to that all important home decision. One should consider: cost of living and taxes, climate, environment for raising children and schools, proximity to friends and family and potential mates, professional opportunities, amenities and recreational opportunities, crime and safety and availability of transportation. Do you want to live downtown or in suburbia? Are you more…
What to Expect From a Home Inspection One of the steps to buying a home may involve getting a home inspection. Now this step can be waived by the buyer, who usually pays for the inspection. However, with such a large purchase and big investment at stake, why would one not opt for a home inspection? Home inspections will cover visible structure and foundation, walls, windows, ceilings, and the roof. Gutters will be examined and the inspection will check for a slope away from the foundation. Inside the home, the inspectors will be looking for plumbing, electrical, heating or cooling problems. He or she will test the water pressure and see if they are signs of mold and dampness. All appliances that come with the sale are subject to inspection but inspectors will primarily focus on smoke detectors and carbon monoxide detectors, if applicable. Please note that they will tell…
How Much House Can You Afford? If you are interested in buying a home, it is a good idea to get preapproved for your mortgage. It will save a lot of time and aggravation. But how much house can you afford? To arrive at an “affordable” home price, you should follow the guidelines of most lenders. This means, your total debt payments should be no more than 36% of your gross income. Why do lenders use this guideline? It’s been shown to be a level of debt that most borrowers can comfortably repay. For your income, you can consider all wages, monies from investments, dividends, alimony and any other money you earn. Then, you need to examine all of your debts. Debts include: credit cards, student loans, car payment, alimony paid out and any other debts you have. Also, you must include any savings you may want to save for…
Condo or Single Family Home The Pros and Cons of Both If you are a first time buyer or moving to a new city, you’ll likely face a critical decision: Should your new home be a single-family house or a condo? There are pros and cons to each side so it depends upon your priorities, values and needs. Ultimately, the buying process for condos and homes are about the same and with loan rates on mortgage loans trending near all-time lows, this is certainly the time to buy any property. There are many benefits to owning a condo, including convenience and it being a low maintenance option. Most condo associations take care of basic upkeep such as landscaping and common areas. Condos can have as much space as a house but without the maintenance required of a single-family house. Additionally, some condos may have access to amenities such as pools and…
5 Tips to Less Stress When You Move With Your Pet Relocating to Henderson Nevada? We are Pet Friendly Moving can be a major and stressful event. Now, you know how stressed you are. Imagine how your pets must feel. They can sense something is happening and are not quite sure what it is. Here are the top 5 tips to making moving with your pets as easy as possible! Pre-planning: Talk to your vet to ensure all shots are up to date and find out if there are any health documents necessary for entry (international travel). Then look on the internet to find out if there are any state and local regulations you must fulfill. For example, some states have inspections for all animals. Local regulations include rabies shots and leash issues. Make sure your pet has identification tags with up to date information (phone #) or that they…
New Construction versus Resale Homes Buying a Home in Henderson As you are off on your house buying journey, you have undoubtedly faced the question of buying new construction or buying a re-sale home. What are the pros and cons for each type of purchase? New Home Construction Purchases If you purchase a new construction home, it is brand new and clean! If the thought of someone taking a shower there before you grosses you out, you may want to stick with new home construction. New homes have some built in flexibility to them. Most builders will let you customize your plan and allow you choose your options and finishes. This means you will have the most say in how your house will look right from the start. New construction tends to have a more modern look and feel. New construction tends to be more energy efficient as it has…
