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How to Choose the Right Henderson or Las Vegas Neighborhood Choosing where to live can be a very complex decision which should be based upon many factors and much careful consideration. Yet so many times, we make hasty decisions based upon superficial things that in the long run, may make us unhappy with our choice. Ultimately, being happy in life involves a) work or career, b) mate and c) where you live. Lots of times, we spend little time thinking about where we live. Here are some things everyone should consider before committing to that all important home decision. One should consider: cost of living and taxes, climate, environment for raising children and schools, proximity to friends and family and potential mates, professional opportunities, amenities and recreational opportunities, crime and safety and availability of transportation. Do you want to live downtown or in suburbia? Are you more…
What to Expect From a Home Inspection One of the steps to buying a home may involve getting a home inspection. Now this step can be waived by the buyer, who usually pays for the inspection. However, with such a large purchase and big investment at stake, why would one not opt for a home inspection? Home inspections will cover visible structure and foundation, walls, windows, ceilings, and the roof. Gutters will be examined and the inspection will check for a slope away from the foundation. Inside the home, the inspectors will be looking for plumbing, electrical, heating or cooling problems. He or she will test the water pressure and see if they are signs of mold and dampness. All appliances that come with the sale are subject to inspection but inspectors will primarily focus on smoke detectors and carbon monoxide detectors, if applicable. Please note that they will tell…
How Much House Can You Afford? If you are interested in buying a home, it is a good idea to get preapproved for your mortgage. It will save a lot of time and aggravation. But how much house can you afford? To arrive at an “affordable” home price, you should follow the guidelines of most lenders. This means, your total debt payments should be no more than 36% of your gross income. Why do lenders use this guideline? It’s been shown to be a level of debt that most borrowers can comfortably repay. For your income, you can consider all wages, monies from investments, dividends, alimony and any other money you earn. Then, you need to examine all of your debts. Debts include: credit cards, student loans, car payment, alimony paid out and any other debts you have. Also, you must include any savings you may want to save for…
Condo or Single Family Home The Pros and Cons of Both If you are a first time buyer or moving to a new city, you’ll likely face a critical decision: Should your new home be a single-family house or a condo? There are pros and cons to each side so it depends upon your priorities, values and needs. Ultimately, the buying process for condos and homes are about the same and with loan rates on mortgage loans trending near all-time lows, this is certainly the time to buy any property. There are many benefits to owning a condo, including convenience and it being a low maintenance option. Most condo associations take care of basic upkeep such as landscaping and common areas. Condos can have as much space as a house but without the maintenance required of a single-family house. Additionally, some condos may have access to amenities such as pools and…
For Sale By Owner Vs. Hiring a Realtor Watch this Video Before You Do Either Here is a Transcript of the Video For Sale By Owner Vs. Hiring a Realtor in Henderson and Las Vegas Transcript Buying a home is a dream for most people. They yearn for ownership so that they can paint the walls sunshine yellow, malachite (vibrant green), razzamatazz (pink or , xanadu grey, turn up the stereo or attach any fixtures they want. And ownership is awesome! However, the day may come when one wants to sell their home because their job transferred them or they decided to move to another area or need to find a bigger or smaller place. When that time comes, the question may enter the minds of some – should I sell my house myself? Stats show that the biggest reason people try to sell their home themselves is to…
9 Simple Packing Tips For Moving to Your New Home Ugh. Moving. Usually one just has to think of the word and the stress builds! Of course, there are so many costs involved in moving, so whether you do it yourself or hire someone, you can minimize the cost and stress with these tips. Start in advance. Don’t start packing on Friday for a move on Saturday. You will not make it and you will be so stressed. Do a little every day and start early. I had a Jack Russell Terrier once who hated change. Every night, my husband would walk him and I would do half an hour of packing and leave the boxes in the spare bedroom. Determine what you will move first. Go through all of your belongings and essentially decide if you will donate things, sell them or throw out stuff. Anything that is in…
Your Henderson Mortgage Broker , Questions to Be Prepared For You have decided to buy a home! Congratulations! Here are some things your mortgage lender will be discussing with you so be prepared! Employment and Income – your lender will want to know where you work, for how long and how much you make. They will also want to know what type of work you do and how long you have done the same type of work. They will also be interested in knowing if you have a steady paycheck or get paid contractually or some other way. They will be looking for about a year or two of income proof. You will have to provide at least 90 days of check stubs, copies of checks, paid contractor invoices, child support proof or alimony proof. Your assets – How much money do you have on hand and available to…
The Pink Elephant You Cannot Avoid When Moving Did you know that according to Zillow.com, 64% of respondents say quality of neighborhood is the most important factor in a move? Yet, at the same time, this is one area that most people don’t even investigate or look into before making a purchase. It is the buyer’s job to investigate the neighborhood. One of the easiest things a potential buyer can do is to meet the neighbors. If you are lucky to catch them outside while you are seeing the place, by all means talk to them! Ask them how long they have lived in the neighborhood and what is the best/least liked part of living there. Ask them if the street and neighborhood are quiet. You can also explore the neighborhood by looking at the police’s crime rates and stats and looking at the state sex offender database. You can…
Tips to Sell Your Henderson Home Quickly Selling a house can be an enormous and necessary process that can stress owners and buyers! In most cases, people want to sell their homes as quickly as possible. Following these tips will help you to minimize chaos, stress and get the property SOLD! Find a good real estate agent. I know it may be tempting to let your aunt’s cousin’s best friend from Kindergarten sell your house. But choosing the right agent (or deciding to sell the house yourself) can be one of the most important factors in determining how quickly the property sells. You need someone who is experienced in your area and someone who knows how to, and has the ability, to market your property. Price your home right. Despite what you think your property is worth, if you are looking to sell your property quickly, you will need to…
